Loan approval requirements are a little more stringent these days but don't let that stop you from checking into purchasing a home or refinancing your existing home. Rates are amazingly low right now and there are plenty of great mortgage programs still available.
First Time Home Buyer? Buying your first home is a big step. We will work with you to find the best financing option available to you. Down payment assistance may be available to you depending on your income level.
Looking to Move Up? It is truly a buyer's market right now so if you are looking to get into a larger home or a different neighborhood, this might be the ideal time to make your move. The present historically low rates make this scenario even more attractive.
Want to Refinance For a Lower Rate or Cash Out? Times are tight for many of us right now and there is no better way to access cash than to use the equity in your home. This is especially true if you can get a great interest rate on your loan. The interest on mortgage loans is tax deductible in most cases and this can be a big help at tax time. You may also want to consider refinancing simply for a lower interest rate in order to reduce your payment or reduce your loan term.
